Terms of Service

Last updated: April 2025

Acceptance of Terms

By using Funeral Cost Calculator ("the Site"), you agree to these Terms of Service. If you do not agree, please do not use the Site.

Calculator Estimates

The funeral cost estimates provided by this calculator are for informational purposes only. They are not guaranteed quotes, price commitments, or professional advice.

• Estimates are based on national survey data adjusted for state-level cost of living
• Actual costs may differ significantly from estimates based on your specific funeral home, location, and choices
• Pricing data is reviewed annually but may not reflect the most current costs in your area
• Always obtain actual quotes from funeral homes in your area before making financial decisions

Insurance Quote Requests

By submitting a quote request form on this Site:

• You confirm that you are at least 18 years old
• You consent to being contacted by up to 3 licensed insurance providers via phone, email, or text at the number and address you provided
• You understand that you are not obligated to purchase any insurance product
• You understand that Funeral Cost Calculator is not an insurance company or insurance agent
• You confirm that the information you provided is accurate to the best of your knowledge

Lead Generation Disclosure

This Site operates as a lead generation service for final expense insurance products. When you request a quote:

• Your information is shared with licensed insurance providers who pay us a referral fee
• The referral fee does not increase the cost of your insurance
• We do not endorse any specific insurance provider or product
• Insurance quotes and terms are determined solely by the insurance provider

Not Professional Advice

Content on this Site does not constitute:

• Financial planning advice
• Insurance advice
• Legal advice
• Tax advice
• Medical advice

Consult qualified professionals for advice specific to your situation.

Limitation of Liability

To the maximum extent permitted by law, Funeral Cost Calculator and its operators shall not be liable for:

• Any decisions made based on calculator estimates
• Inaccuracies in pricing data or calculations
• Actions of insurance providers who receive your information
• Any direct, indirect, incidental, or consequential damages arising from use of this Site

Intellectual Property

All content on this Site, including text, graphics, calculator logic, and design, is the property of Funeral Cost Calculator and is protected by copyright. You may not reproduce, distribute, or create derivative works without written permission.

User Conduct

You agree not to:

• Submit false information through any form on this Site
• Attempt to access or interfere with the Site's technical systems
• Scrape, crawl, or harvest data from this Site for commercial purposes
• Use the Site to engage in any unlawful activity

Changes to Terms

We may modify these Terms at any time. Continued use of the Site after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by the laws of the State of New York, without regard to conflict of law principles.

Contact

Questions about these Terms: [email protected]